Since you have already toggled the settings on your Mac Studio, the handshake is likely still active from your iPhone's side or via notification routing.
Use these steps to stop the focus-stealing completely:
Cut off the connection from your iPhone
Disabling the setting on your Mac sometimes fails to sync properly due to a caching bug after an OS upgrade. Turning it off directly at the source forces the iPhone to stop broadcasting the calls to your Mac Studio.
- Open the Settings app on your iPhone.
- Scroll down and select Apps (or Cellular / Mobile Service depending on your exact iOS layout), then tap Phone.
- Tap Calls on Other Devices.
- Toggle off Allow Calls on Other Devices entirely, or specifically switch off your Mac Studio from the device list.
Change Notification styles from "Alerts" to "Banners"
If you still want the option to receive legitimate calls on your Mac but refuse to let them steal your focus, your notification style is likely set to "Alerts." Alerts act like modal windows that hijack your screen. Banners simply slide into the top right corner and disappear silently.
- On your Mac Studio, go to the Apple Menu > System Settings.
- Click Notifications in the sidebar, then select Phone (or FaceTime).
- Under the alert style options, ensure it is set to Temporary instead of Persistent.
- Alternatively, turn off Allow Notifications completely for those apps to stop the disruptions entirely.

Check iPhone Mirroring settings
Recent macOS versions deeply integrate iPhone Mirroring and notification forwarding. Even if standard cell calls are muted, the automated spam triggers a mirrored notification hook that wakes up the Mac's phone protocols.
- On your Mac Studio, open System Settings > Notifications.
- Look for the Allow notifications from iPhone section.
- Ensure the Phone app toggle under your mirrored device is turned completely Off.
Turn FaceTime Off Entirely
If you do not intend to use your Mac Studio for making or receiving cellular and FaceTime calls, signing completely out kills the background listener that causes the focus-stealing bug.
- Open the FaceTime app on your Mac.
- Click FaceTime in the top menu bar and select Settings.
- On the General tab, click Sign Out next to your Apple ID
More info: Make and receive phone calls on Mac, iPad, and Apple Vision Pro - Apple Support